America discovered that predatory lenders had targeted borrowers who could never make their payments when low rates didn’t stay low, that corrupt ap...raisers had deliberately overvalued homes and that banks were hiding bad loans by “bundling” them with good ones into securities that were knowingly being overrated. Borrowers in Rose Valley, as in the rest of America, found themselves buried in debt and their homes sinking deeper and deeper underwater. And that was when the worst predator of all. Sarahsaw an old Pontiac and went to sit against the hood.She berated herself silently, cursing herself forcoming here and letting it get that far. Hanging outwith him, touching him, having him be so close toher… it was like a nightmare. She remembered all too well what things were like whenthey were together, and how it almost broke her whenthey were apart. Visions of the two of them having sexall night long, waking up to make love in the morning,swearing to love each other forever, then. More

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