Then he said, "Now, loan performance: loans classified as non-performing, none; loans delinquent, none; loan payments late, none; loans paid in advanc... of contract, 45 percent. This brings me to the examiners: they questioned why we're reserving anything at all against this portfolio in view of the payment record. We gave them some double-talk."Then the senior examiner said it's obviously the result of our bank's focus on rich individuals exclusively. He asked why we don't participate in the. Would you pretend to be Grandad?’I suddenly lose interest in the fireworks. ‘Wow, great idea.’You pull away from me and start to dance up and down with excitement. ‘Cool. Can I wear my school uniform? He never took his eyes of me when I was in uniform. I think it was his favourite.’ You giggle. ‘And you must change into your pjs.’‘OK, but why? Grandad always wore a suit.’‘Not always.’ You blush. ‘I wasn’t being completely honest with you. Once, something happened that changed my mind. One day,. More

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