I got up wanting to see where they were coming from. The rear balcony was almost adjacent to 3-4 other balconies in the open. The only apartment that ...eemed to be a candidate was in the opposite house that looked like a TV light. I lay down again on the balcony and was meditating while at the same time I was playing with my mobile phone and I was snoozing. When suddenly a rumble was heard and the roller was lifted from the opposite compartment. Before I could react, a woman in her 50s came out. The Bank’s President/CEO and his team of imprudent young men had embraced a practice that would become known as securitization. Andrew recognized these new practices as a derivative scheme. In Andrew’s experience, derivative financial schemes eventually lead to financial ruin. Such financing was, in his view, pure gambling with the depositor’s money. When the CEO and his team decided to double down on their bets, Andrew went to the board of directors. The directors promptly handed Andrew their. More

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