Not everyone had opted to stay with us, of course, with plenty of the cruise passengers preferring to touch down in places like Alaska, British Columb...a, or Washington State. We lost over half the crew as well by the time that this was done, but we continued our voyage until we reached Oregon, which I had decided was the perfect place to get our land legs back, as it had been where we embarked in the first place. This also gave our little tribe a chance to deal with the grief and cope with it. But in business, sometimes you need to borrow to expand. You’ve invested a bit in some bonds, correct?”“Sure. The double-tax-free municipal bonds you suggested.”“What’s a corporate bond?”I chuckled, “A loan that’s paid back. No equity.”“Correct,” he said. “And major corporations use them all the time to manage their finances. Your bank offered you a line of credit which you turned down, right?”“Sure, because we had sufficient reserves and didn’t need access to operating capital.”“And if you had. More

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