" Yes." The average customer calls twelve or actually fourteen times a year and sits down with their contact at least twice a year to go over their pe...sonal needs and their portfolio of investments. They can do that as often as they want, but we mandate at least twice a year." That's a good practice on our part and a good practice for them as well." We even fly out the account manager if they can't or won't come here. If we took someone with a million dollars then we'd have to raise their fees,. They were really hurt when you left me and Gina." Ok, I'll do my best. Where do we start?" I asked."You can pick up me and Gina at mom and dad's tomorrow morning. If after talking to them you still want to be with us, I was taking Gina to the zoo."We talked a little bit more and before I left I asked Julie if I was allowed a kiss."Sure," she said. Then she turned to Gina and said, "Honey, do you want to give Shawn a kiss goodbye? He's taking us to the zoo tomorrow."Gina climbed up on my lap and. More

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