"They're paid in advance and we have no accommodation for extras like long distance calls." Are you kidding?" Jake asked. "What about all the room ser...ice we order? Isn't that an extra?" No, we pay a flat fee in advance for food service. It doesn't matter what you eat, it's all covered under a negotiated flat rate." But you can't do that same thing with phone calls?" All your local calls are free." I don't want to make a local call," he yelled. "Who the hell do I know in Buffalo? I need to call. We had lunch in a decent south Indian hotel and finished all the 3 appointments and we sold one policy also and collected a premium of 45K for ULIP insurance. As days passed we became acquainted a lot and were very close. First month she got a commission of 28 thousand and I thought of giving her a surprise and went to her home. Bindhu was alone and when I told her news she was very happy and hugged me tightly, I was a bit uncomfortable but bindhu was very happy, as this was her first earning.. More

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