"Mrs. Davidson, you have agreed to come work for me to pay off you and your husband's debt to me. That is all well and good. But that is for future pa...ments. It does not cover this month's payment–which is, I might add, overdue now."Like any other lender, there are penalties for missing a payment or being late with it. So we are going to take care of that late penalty tonight. I will tack this month's payment back onto what you owe me, and we'll start our new payment plan from here on," he said. It was always more of a joke between us than anything else, but that Friday night Judy made it into so much more.It was strange from the very start. Judy had me drink two shots of tequila 'to make the incoming visual agony less excruciating', as she put it with a smirk. After downing three tequilas herself, she led me by the hand to her bedroom to watch the movie on her laptop. "Here, let's not take any chances," Judy grinned as she lay on her side on the bed, her laptop in front of her, "we. More

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