I checked with Bruce Grady, and the agreement provides sufficient consideration for the IRS to accept it as a loan. No lien would need to be filed. Sh... could, of course, seek a lien if it were necessary, based on provisions in the agreement. Based on my financial projections, we’ll be able to satisfy her note within two years, rather than the five-year term. There are no prepayment penalties. As Steve said, it’s very favorable.”“Thank you,” Joyce said. “I’m assuming there’s a question to be. I arrived at the party after dark, the place was ablaze with lights, there were cars everywhere, I walked into the house and immediately Roseanna came to see me, she grabbed my head and kissed me hard on the lips, she was smiling at me and rattling on in Italian, she waved me into the house, Kim was holding onto my arm, Ellie came over and she too kissed me, “thank god you came back” she said “and who is this?” she said, looking at Kim “ this is Kim and she is a friend of mine and she likes to. More

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